Defendant shall be punished by a fine of one million won.

If the defendant does not pay the above fine, KRW 100,000.

Punishment of the crime

Some of the facts charged were revised to the extent that it does not undermine the defendant's right of defense.

The defendant is a person who operates beauty and beauty business in the name of the CB and the first floor of the Eiju-si, Young-gu, and the defendant became aware of the transaction relation with D, the complainant who operates the card terminal business from 2013.

The maximum interest rate under the contract for lending and borrowing of money shall not exceed 25% per annum from July 15, 2014 to February 7, 2018, and 24% per annum from February 18, 2018.

1. On January 18, 2016, the Defendant loaned KRW 1 million in cash to the complainants and KRW 2 million in the E bank account (F) in the name of the complainants. On January 31, 2016, the Defendant received interest exceeding the statutory interest rate by receiving interest of KRW 50,000 from the complainants for 13 days on January 31, 2016, when the sum of principal and interest was paid to the complainants.

2. On March 20, 2016, the Defendant lent KRW 500,000 to the E bank account (F) in the name of the complainant in the beauty room operated by the Defendant, and KRW 500,000,000 to the same account in the name of the complainant on the 25th of the same month, and received interest exceeding the statutory interest rate by receiving the interest of KRW 100,000 per month, as described in No. 2 of the crime sight table No. 2, on February 23, 2018, until the principal is repaid.

3. On April 19, 2016, the Defendant lent KRW 1 million to the E bank account (F) in the name of the complainant at the beauty art room operated by the Defendant, and received interest exceeding the statutory interest rate by receiving 50,000 won per month, as described in No. 3 of the Crime Sylle No. 3, until he/she was reimbursed the principal amount of KRW 1 million on February 23, 2018.

4. On July 31, 2016, the Defendant: (a) KRW 500,00 by the account in the name of the complainant in the beauty service room operated by the Defendant; and (b) the same year.

8.7. Lending a sum of KRW 500,000 to the same account in the name of the complainants, and receiving interest of KRW 50,000 per month, as described in No. 4 of the List of Offenses No. 1990, Feb. 23, 2018, until the principal is repaid.