1. The defendant shall pay to the plaintiff the amount of KRW 79,978,765 and the amount of KRW 44,259,964 from July 20, 2016 to the day of full payment.

1. The facts of the changed cause of the claim in the separate sheet concerning the determination of the cause of the claim do not conflict between the parties, or can be acknowledged in full view of the entries in Gap evidence and the purport of all pleadings. Thus, the defendant is obligated to pay to the plaintiff damages for delay calculated at the rate of 17% per annum from July 20, 2016 to the date of full payment of the final interest calculated with respect to the total amount of KRW 79,978,765, and principal amount of KRW 44,259,964, which is the day following the date

2. As to the defendant's defenses, the defendant defenses that the claims acquired by the plaintiff were extinguished. However, in full view of the whole purport of the arguments as seen above, the plaintiff subrogated to the defendant of a national bank of the principal and interest amounting to KRW 8,121,912 on May 3, 201 in accordance with the agreement on the low interest rate conversion loan to support non-financial institutions. ② The defendant repaid the national card to the defendant on September 7, 201 or September 9, 201; ③ The defendant transferred the credit to the mutual savings bank to the defendant on March 16, 2011, the defendant's lease of KRW 300,000 as of March 18, 201; ④ The defendant's lease of KRW 30,000 to the defendant on June 24, 2010 and the loan of KRW 30,000 on March 24, 201.

3. Conclusion