Defendant

A shall be punished by imprisonment for eight months and by imprisonment for one year and eight months, respectively.

However, this judgment is delivered to Defendant A.

Punishment of the crime

1. No one may transfer or acquire a means of access in an electronic financial transaction, unless otherwise specifically provided for in any other Act.

Nevertheless, on September 24, 2012, Defendant B asked Defendant A to request the so-called “the so-called “the so-called passbook” to be used for his own business related to the loan, and Defendant A, upon the request, promised to pay a certain amount of consideration by phone call to the J at that city, and the J asks K to open the “the one-to-facebook”, and K again asks Dong-to-Dong L to open the “the one-facebook”. On September 24, 2012, the above L was sent to Defendant B by having it deliver the means of access, such as passbook, physical card, and password, to the place designated by Defendant B through Kwikset service.

Accordingly, the Defendants conspired to acquire the means of access to electronic financial transactions.

2. Violation of the Act on Fraud of Defendant B, Registration of Credit Business, and Protection of Financial Users;

A. The role of a loan through a telephone counselor is divided into “the primary office” and “the secondary office” in the case of a loan through a telephone counselor, such as this case, in which the loan through a telephone counselor takes place.

First of all, “the first office” purchased personal information leaked from government offices or domestic flowing water or from No. 1, 2, and 3 financial rights by hacking or by other means, and then build a certain database by means of extracting only the telephone number from the personal information, and the telephone counselors employed in the above office attempted to the telephone number with the nominal owner and telephone call using the program, such as “Otop call,” etc.