1. The defendant shall pay to the plaintiff KRW 34,587,172 and KRW 33,100,035 among them, per annum from July 24, 2020 to the day of full payment.

1. The following facts are not disputed between the parties or may be acknowledged in full view of the purport of the entire pleadings in each entry in Gap evidence Nos. 1, 2, and 3:

On July 20, 2018, the Defendant was present as a credit card member of the Plaintiff Company and issued a card, and agreed to pay damages for delay calculated by the overdue interest rate determined by the Plaintiff Company on the unpaid card price if a cause for overdue or overdue loss occurs.

B. As of July 23, 2020, the Defendant received payment, cash service, and credit card loan with the Defendant’s card name. As of July 23, 2020, the unpaid card amount under the Defendant’s name is KRW 33,100,035, fee 1,250,884, late payment charge 236,253, and late payment charge 34,587,172.

C. Meanwhile, the overdue interest rate determined by the Plaintiff Company is 23.9% per annum from February 8, 2018 to the date.

2. According to the above facts finding as to the cause of the claim, the Defendant is obligated to pay the Plaintiff Company the unpaid card amount of KRW 34,587,172 and delay damages calculated at the rate of 23.9% per annum, which is the overdue interest rate from July 24, 2020 to the date of full payment.

(3) The plaintiff's claim of this case is reasonable, and it is so decided as per Disposition by the assent of all participating Justices on the bench. It is so decided as per Disposition by the assent of all participating Justices on the bench.