1. The part against the defendant in the judgment of the first instance, including a claim that has been reduced in the trial, shall be modified as follows:

In light of the specific circumstances, etc., it is reasonable to view the aforementioned driver’s negligence ratio as H70%, A20%, and F10%.

B. The fact that the defendant's secondary accident caused the liability for reimbursement against the defendant's second accident is recognized as 1) The comprehensive automobile insurance contract with the defendant's vehicle is concluded between the defendant's secondary accident and the defendant's secondary accident, and the main contents are as follows.

However, the provisions of the following age limit special terms and conditions are stipulated in the automobile insurance clause as follows: “The provision of the following age limit special terms and conditions shall not apply to personal compensation I and shall be compensated.”

The insured: The insurance period of KRW 15 million, which is KRW 1,50,000,000,000,000,000 after the death of an injured person caused by a self-physical accident, which is KRW 1,50,000,000,000,000,000 after the injury per person caused by a bodily accident, as stipulated in the Enforcement Decree of the Self-Governing Part I (Compulsory Subscription: 10,000,000): the special terms and conditions and special rates on March 13, 203 to March 13, 2013 - the operation - the limited driving of at least 21 years of age - [The personal compensation], and the mandatory insurance under the provisions of Article 5 of the Automobile Accident Compensation Security Act (hereinafter referred to as the "personal compensation").

B) Neren C entered into a vehicle rental contract with C, and the key contents thereof are as follows. The lessee’s name is as follows: C [each letter concerning vehicle damage] the vehicle repair cost in the event of a self-accident, and in any other case than the lessee, he/she shall pay and bear the compensation for the vehicle. When a driver other than the lessee has been operated, he/she shall be in charge of an accident-free insurance. The driver of a vehicle shall not be in charge of driving to a third-party driver other than the lessee and shall not be informed to the competent authority at the time of the occurrence of a violation due to illegal parking, etc. (Provided, That this is applicable only to the case of a driver signed by a joint and several sureties), the fact that there is no dispute, the entries in B, B, and 2, and the purport of the entire pleadings).