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(영문) 광주고등법원(전주) 2015.03.12 2014나29
보험계약무효확인 등
Text

1. All appeals by the Defendants are dismissed.

2. The costs of appeal are assessed against the Defendants.

Purport of claim and appeal

1.

Reasons

1. Facts of recognition;

A. On July 21, 2005, the Plaintiff concluded an insurance contract (hereinafter “instant insurance contract”) with Defendant A and the first insured as Defendant A, and the second insured as Defendant B, and entered into an insurance contract (hereinafter “non-dividend LIG wellpy Insurance (20812)” as shown in the attached Table 1 List.

B. Defendant B was hospitalized in C Hospital for 33 days on November 10, 2005 with the General Madne-math, chronic madne-madne-madne-madne-madne-madne-madne-madne-madne for 33 days, as shown in the attached Table 2 from around that time to March 20, 201, received a total of 80 days from the time to March 201. The Plaintiff received insurance proceeds of KRW 164,165,056 in total on 76 occasions according to the instant insurance contract.

C. Defendant B entered into an insurance contract in which both the insured and the beneficiary as described below, including the instant insurance contract, with Defendant B as well as the beneficiary, and entered into an insurance contract with the same same or similar content as the content of the guarantee, and received total insurance money from the insurance company including the Plaintiff from December 15, 2005 to April 19, 2013 to KRW 314,62,734. The specific content is as listed below.

C. The insurance company’s monthly payment insurance premium of Samsung Life (W2.2) 160,90 won on December 23, 2003, 150,457,678 won 2 Samsung Life (T) 23,47,300 won on December 23, 2003, 3 Plaintiff (ULIG 141,705 won on July 21, 2005, 164,165,056 won 4 AIA (T) 163,170 won on 83,170,170 won on 15, 205, 2015, 205, 165, 205, 165, 205, 165, 205, 165, 205, 165, 205, 165, 205, 265, 2610

D. Meanwhile, on June 10, 2013, Defendant B received false or excessive hospitalization on 16 occasions from August 24, 2010 to October 31, 2011 (Nos. 42 to 51, 53 through 59 as indicated in the attached Table 2 list), and thereafter, Defendant B received the instant hospitalization from the Plaintiff.

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