The defendant's appeal is dismissed.

1. The decision of the court below on the summary of the grounds for appeal (a fine of six million won) is too unreasonable.

2. The judgment of the court below is in favor of the defendant's confession of the crime of this case and the fact that there is no criminal record subject to punishment for the same kind of crime. However, the act of lending the means of electronic financial transaction, such as the crime of this case, not only undermines the security and reliability of financial transaction, but also undermines social harm since it can be the means of various other criminal acts, especially the social issues, and thus, it is necessary to strictly punish the act. The account linked to the physical card of this case is actually used for the scaming crime, and damage occurred due to the fact that the account of the defendant lent was actually used for the scaming crime, there is no special circumstance or change of circumstances that are newly considered after the sentence of the court below, and there is no other special circumstance or circumstance that the defendant committed the crime of this case after the suspension of execution, and considering all of the records and arguments of this case, such as the defendant's age, character and behavior, environment, motive, means and result of the crime of this case, the defendant's assertion is without merit.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act since it is without merit. It is so decided as per Disposition.