The defendant is innocent. The summary of this judgment shall be notified publicly.

1. The summary of the facts charged shall not lend the access medium with the promise of compensation in using and managing the access medium;

On October 17, 2017, the Defendant offered a proposal to the effect that the Defendant would grant KRW 50 million loans from a person in unsound name at a place of business located in Dong-gu Incheon Metropolitan City, Incheon, to the effect that he/she would make loans from his/her own account, but would execute a loan if he/she sent a check connected to his/her own account so that he/she may receive interest on the loan, and then lent a copy of the check card connected to the Defendant’s name bank account (D) through C through C.

As a result, the Defendant promised to receive an intangible expected profit to receive a loan and lent the approach media.

2. Determination

A. According to the evidence adopted and examined by this court, the following circumstances are revealed.

The Defendant, from the investigative agency to this court on October 13, 2017, was in contact with the Defendant, who was taking advantage of a loan around October 13, 2017, and was in contact with the Defendant, and sent a physical card with the Defendant, “one month interest and 1.2 million won, which can be loaned at KRW 5 million, and the Defendant shall receive interest thereon.”

In other words, “Stop” was heard the story, sent the e-mail card, and the e-mail card password was not known. On October 18, 2017, the Defendant’s bank account was deposited in the amount of KRW 6 million,000,000,000,000 applied for by the Defendant, and the Defendant transferred the loan amount of KRW 5 million,000,000,000,000,000, which was the loan amount applied by the Defendant, to the new bank account of the Defendant, and thereafter, the contact was deposited by E-State and the contact was deposited by mistake, and thus, the Defendant was sent money to the bank account in accordance with the direction, and later, reported to the police.

A statement is made (Investigation Records 129-131, 211). The reason why the defendant sent a physical card to a person who intends to offer a loan is that he/she will receive interest on loans from the defendant. When sending the physical card, he/she shall use the card.