1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

1. Basic facts

A. On September 2, 2008, the Plaintiff’s final change of the loan amount of 30 million won in Daegu Bank (25,500,000 won) on April 16, 2008 on April 16, 2013, the guarantee term of 16, 2013, the loan amount of 24 million won, the guarantee amount of 20,400,000 won in the loan amount of 10,000 won in the New Saemaul Bank of Korea on September 2, 2008, the guarantee term of 10,000,000 won in the loan amount of 30,000 won in the guarantee term (amount of guarantee) against the Plaintiff.

(A) At the time of receiving a loan from the new Saemaul Bank, each credit guarantee agreement was entered into with A to secure its obligation for the loan (hereinafter referred to as the “each credit guarantee agreement of this case”) with the content of the following table (hereinafter referred to as the “each credit guarantee agreement of this case”).

(2) According to each credit guarantee agreement of this case, where the Plaintiff repaid the principal and interest of loan, etc. on behalf of the Plaintiff on behalf of the Plaintiff, A shall reimburse the Plaintiff of the amount of subrogation, damages incurred after the date of payment, expenses incurred in preserving, transferring and exercising the Plaintiff’

3) On January 3, 2013, a guarantee accident occurred due to the delinquency of the principal and interest of loans. On April 9, 2013, the Plaintiff paid KRW 20,825,672 to the Daegu Bank, KRW 2,761,749, and KRW 1,84,859 to the New Saemaul Depository on April 16, 2013. Afterwards, the Plaintiff collected KRW 6,380, and KRW 23,50,050 as an appropriation for the amount of service fees refunded, and KRW 39,40,02,398 (=20,825,672, + KRW 2749, + KRW 1,844, KRW 894, KRW 89, KRW 659, KRW 305, KRW 2305, KRW 295, KRW 295, KRW 305, KRW 295, KRW 295, KRW 2395, etc.).