1. The Defendants jointly and severally pay to the Plaintiff KRW 113,709,935 and KRW 98,519,229 among them.

Comprehensively taking account of the overall purport of the arguments in evidence Nos. 1 and 2 and 3-1, 2, 4, and 5, the Plaintiff: (a) determined 210,100,000 to Defendant A on December 30, 2013 as interest rate of 9.7% per annum and interest rate of 25% per annum; and (b) lent the loan to Defendant A by equal repayment method for 69 months with a grace period of 3 months; (c) Defendant B jointly and severally guaranteed the loan; (d) the Plaintiff was unable to repay the loan at the maturity date; and (d) Defendant A’s loan obligations as of July 3, 2015 as of July 3, 2015 include the fact that the principal amount is 98,519,29, 190,706.

According to the above facts of recognition, the Defendants are jointly and severally liable to pay to the Plaintiff the principal amount of KRW 113,709,935 (i.e., the principal amount of KRW 98,519,229 KRW 15,190,706) and the principal amount of KRW 98,519,229, the amount of KRW 25% per annum from July 3, 2015 to the date of full payment. Accordingly, the Plaintiff’s claim of this case is with merit, and is so decided as per Disposition.