The defendant's appeal is dismissed.

1. The summary of the grounds for appeal is that the defendant suffered from a disease that needs to be actually hospitalized, and thus properly claims for the payment of insurance money to the victim after being hospitalized, and is not by deceiving the victim, but by deceiving the victim, the court below convicted each of the facts charged of this case, which affected the conclusion of the judgment by misunderstanding the facts.

2. There are grounds for payment of judgment insurance proceeds;

However, if excessive insurance money is paid through long-term hospitalization, etc. with intent to acquire a large amount of insurance money than the insurance money that can be actually paid due to theization, a crime of fraud is established against the whole insurance money received.

(2) On January 7, 2008, the Defendant purchased insurance products from the end of 2006 to the end of 18 insurance companies under intensive purchase of 18 insurance products from the end of 2007 to the end of 2007, and again purchased insurance products from the victim on January 13, 2008. The Defendant was hospitalized at the D Hospital on January 13, 2008 and was hospitalized at the above hospital for 16 days from the end of 2008 to the end of 18th of the same month. (2) The disease, such as “nuclear,” was discharged from Jeju-do for a long time after being hospitalized for 2-3 days from the above hospital to the end of 207th of the same month. (3) The Defendant was hospitalized from the Jeju-do hospital to the point of 18 days after having been hospitalized for 14 days from the above hospital to the point of 20-day hospital insurance fraud, and was hospitalized for 14 days from the hospital.