Defendant shall be punished by a fine of 1.5 million won.

If the defendant does not pay the above fine, KRW 100,000.

Punishment of the crime

1. The Defendant, on February 5, 2012, operated unregistered credit business by June 29, 2013, including lending KRW 3,600,000,000 per day from D clothes stores located in Busan Jin-gu C, to E, and paying KRW 3,000,000 per day on condition that he/she would complete the lending of KRW 3,000,000 per day.

2. The Defendant, as described in paragraph 1, lent money to E in excess of the interest rate under the Credit Business Act by June 21, 2012, including giving and receiving 189% interest while lending money to E.

Summary of Evidence

1. Defendant's legal statement;

1. Statement to E by the police;

1. Investigation report (attached data: Number of days account books);

1. The application of Acts and subordinate statutes on the basic structure of the number of days for writing, details of transactions by account, copies of account books, number of days account books, details of bank transactions by victims,

1. Article 19 (1) 1 and Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts, Article 19 (2) 3 and Article 11 (1) of the former Act on Registration of Credit Business, etc. and Protection of Finance Users (Amended by Act No. 11544, Dec. 11, 2012); and the selection of fines, respectively;

1. The former part of Article 37 of the Criminal Act, Articles 38 (1) 2 and 50 of the same Act to increase concurrent crimes;

1. Articles 70 (1) and 69 (2) of the Criminal Act to attract a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;