Defendant

A Imprisonment for one year and each of the defendants B shall be punished by imprisonment for eight months.

However, for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. Any person who intends to run a loan business or loan brokerage business in violation of the Act on the Registration of Loan Business, etc. and the Protection of Financial Users shall register with the competent Mayor/Do Governor;

Nevertheless, without registering the loan business, the Defendants conspired with non-registered online member stores and E, and the above non-registered persons shall transfer the loan amount of KRW 1.4 million to the bank account of the applicant F at around April 14, 2016. On the same day, the Defendants notified the Defendants to E who received instructions from the above office No. 414 of the Seoul Gangdong-gu Seoul Metropolitan Government Gtel 414 of the number of goods available for credit card sales in disguise to the above online member stores operated by the Defendants. The above E used the above F’s credit card information to make payments of KRW 1,919,40 won for the above online member stores with the amount of KRW 1,400,000, KRW 1.408, KRW 298, KRW 2968, KRW 2986, KRW 97, KRW 2986, KRW 297, KRW 970, KRW 2986, KRW 97,000.

Accordingly, the total sales amount and service fee of commodities have decreased in 10 won.

The remaining 152,223,270 won was loaned.

As a result, the Defendants in collusion with the above-mentioned unregistered credit service providers, such as the above-mentioned persons, carried on the lending business without registering the lending business to the competent authorities.

2. No one who violates the Act on Specialized Credit Financial Business shall lend, arrange or arrange any loan of funds by pretending the sale of goods or the provision of services, etc.;