1. The Defendant shall pay to the Plaintiff KRW 33,545,261 and KRW 23,366,089, whichever is applicable, from July 15, 2015 to the day of full payment.

The Defendant subscribed as a member of the Plaintiff’s credit card on April 30, 1999; the Defendant began to delay payment of credit card from July 27, 2013; and the Defendant’s credit card payment due from July 14, 2015, based on the Defendant’s payment of principal 23,36,089 won, fees 1,867,45 won, late payment 8,311,727; the Plaintiff’s overdue interest rate on the overdue credit card payment is 20% per annum for bad debt claims; or the Plaintiff’s overdue interest rate on the overdue credit card payment is 20% per annum between the parties or 1 through 3, respectively.

According to the above facts, the Defendant is obligated to pay the Plaintiff the principal amounting to KRW 33,545,261 (=23,36,089 KRW 1,86,445 KRW 8,31,727) and the principal amounting to KRW 23,36,089 KRW 20 per annum from July 15, 2015 to the date of full payment.

Therefore, the plaintiff's claim of this case is accepted within the scope of the above recognition, and the remaining claim is dismissed as it is without merit. It is so decided as per Disposition.