Text
1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. The Plaintiff entered into a fire insurance contract with the Korea U.S. S. saw Co., Ltd. (hereinafter “S. saw”) and the U.S. saw shop, with respect to the purchase amount of insurance for the facilities and the office fixtures, and with respect to inventory assets, general fire insurance contract with the purchase amount of 85 million won per store, and with respect to inventory assets amount of 25 million won per store (hereinafter “instant insurance contract”).
B. Fire A at the Sasaw A around 18:54 on January 13, 2013, 2013, the convenience store located on B 1st floor in Seodaemun-gu Seoul, Seodaemun-gu, Seoul (hereinafter “A store”) is limited to “A store.”
(iii) infrying in cooking rooms (hereinafter referred to as “prying 1”) frying.
In the event of a fire, the interior interior interior interior interior of the facility, electric facilities, office fixtures, inventory assets, etc. were damaged (hereinafter referred to as “first fire”).
2) The net amount of damages incurred by A due to the first fire was KRW 76,173,682 (=Facilities 28,262,200 inventory assets of KRW 15,929,032).
On February 28, 2013, according to the insurance contract of this case, the Plaintiff paid insurance money of KRW 69,094,112 (i.e., facility 31,982,450 (facility 28,262,200 inventory assets of KRW 8,849,462), and KRW 8,849,462 of the net amount of loss because it constitutes double insurance for inventory assets).
C. Fire 2) On November 3, 2014, around 11:06, around 11:06, 2014, U.S. S. S. saw C (hereinafter “C”) is limited to the convenience store located in S. S. C (hereinafter “C”).
(ii) the sprinking machine installed in a cooking room (hereinafter referred to as “sprinking 2”).
A) In the event of a fire, interior interior interior interior interior interior of the facility, such as interior interior interior paintings and electric facilities, office fixtures, inventory assets, etc. (hereinafter referred to as “second fire”).
2) The net amount of loss incurred by the second fire was KRW 27,248,502 (=Facilities 10,424,054 KRW 2,968,998 KRW 13,855,450).
The Plaintiff, according to the insurance contract of this case on September 1, 2015, in accordance with the insurance contract of this case, KRW 25,709,131 = Facility 10,424,054 Won 2,968,998 Inventory 12,316,079 won, and inventory assets.