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(영문) 인천지방법원 부천지원 2013.10.11 2013고단2529
대부업등의등록및금융이용자보호에관한법률위반
Text

A defendant shall be punished by imprisonment for six months.

except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

1. Any person who intends to engage in credit business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor or Special Self-Governing Province Governor having jurisdiction over each place of

Nevertheless, the Defendant, without registering a credit business, lent KRW 7 million to B and received interest, and run a credit business without registration by lending funds to C, D, E, F, G, H, and I from June 12, 2010 to March 2012.

2. Where an unregistered credit service provider lends a loan, it shall not lend a loan in excess of the interest rate of 30% per annum provided for in the Interest Limitation Act;

Nevertheless, from May 16, 2009 to September 25, 2009, the Defendant loaned KRW 7 million to B, and received 10% of the principal interest twice a month, and received the interest corresponding to 278% per annum, and violated the restriction on the interest rate.

Summary of Evidence

1. Defendant's legal statement;

1. Protocol of the police statement concerning B;

1. To apply the provisions of Acts and subordinate statutes to records of liquidity transactions, details of remittance prepared by victims, statements of remittance transactions, investigation reports, and copies of notarized documents;

1. Relevant Article on criminal facts, Article 19 (1) 1 and Article 3 of the Act on Registration of Credit Business and Protection of Finance Users, Article 19 (2) 3 and Article 11 (1) of the Act on Registration of Credit Business and Protection of Finance Users, and Selection of Imprisonment, respectively;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Suspension of execution under Article 62 (1) of the Criminal Act (Article 62 (1) of the Criminal Act (Article 62 (1) of the Criminal Act, including the fact that the defendant has been punished for the same crime, but all of the fines were fines);

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