A defendant shall be punished by imprisonment for not more than ten months.

Punishment of the crime

1. On July 3, 2012, the Defendant: (a) in a “D” washing book of a social welfare foundation D” located in Jeju-si; (b) in a case where the Defendant was granted a joint and several surety due to the absence of any particular property, and the debt amount of the lending company exceeds KRW 10 million; and (c) even if the victim was given a joint and several surety, he/she did not have the intent or ability to pay the above loan properly, he/she shall obtain a loan to the victim E (e.g., the age of 45) who is a workplace partner, regardless of his/her intent or ability to pay the loan properly; (b) he/she shall obtain a loan, and (c) in a case where he/she is granted a loan of KRW 5,00,000 from the Bank of Jeju-si, he/she shall obtain a joint and several surety, and (d) he/she shall have the victim obtain a debt equivalent to the amount of the loan, and (e) he/she shall have the victim acquire a total amount of KRW 100,07,00,00.

2. On September 25, 2012, the Defendant was unable to obtain a loan in the name of the Defendant at the above place on or around September 25, 2012, and the said victim E obtained a loan from a lending company, etc. in the name of the Party, etc. and obtained a total of KRW 72,576,000,000 from the Si to the end of August 16, 2013, and acquired the loan from the victim, as shown in the attached list of crimes (2).

3. On April 29, 2013, the Defendant stated that “If a credit card of the Jeju bank under the name of the party is lent to the said victim E, the Defendant is liable for and settled the credit card price.”