1. The Defendant shall pay to the Plaintiff KRW 229,676,951 and the amount of KRW 163,49,247 among them, from March 19, 2015 to the date of full payment.

1. Comprehensively taking account of the purport of the arguments as to the cause of the claim Gap's evidence Nos. 1 through 3, the defendant borrowed KRW 100 million by setting the transaction term from the plaintiff on September 10, 2009 as " Sep. 8, 2010", "2.78% interest rate for six months", "16% per annum," "19% per annum, and 19% per annum," "6.7% per annum from the plaintiff on June 7, 2012 as "6.7% interest rate for six months, 2.78% interest rate for financing loans, 2.5% per annum, 205% per annum, 17% per annum, 205% per annum, 205% per annum, 205% per annum, 205% per annum, 305% per annum, 205% per annum, 305% per annum, 205% per annum, 2019.

According to the above facts, the defendant is obligated to pay the plaintiff the sum of principal and interest of KRW 229,676,951 as well as KRW 163,49,247 as principal and interest of KRW 15% per annum from March 19, 2015 to the date of full payment.

2. The defendant's assertion that it is difficult for the defendant to repay his/her debt under the circumstances, but such circumstance cannot be a ground for refusing the plaintiff's claim. Thus, the defendant's above assertion cannot be accepted.

3. Therefore, the claim of this case is accepted on the grounds of the conclusion.