1. The Defendant is jointly and severally with the Plaintiff as to KRW 399,775,241 as well as KRW 301,727,711 as to the Plaintiff.

1. Comprehensively taking account of the overall arguments stated in Gap evidence Nos. 1 through 5 (including several numbers, if any) as to the cause of the claim, the Industrial Bank of Korea concluded a credit transaction agreement with the defendant on April 28, 2018 as to the loans for promotion fund facilities with the amount of KRW 40,00,000, and overdue interest rate of KRW 11.2% on April 28, 2018. One of the joint representative directors of the defendant set the defendant's above loans amounting to KRW 532,80,000,000 for the defendant's above loans (hereinafter "the loans loans loans loans of this case"), KRW 20,70,000 for the purpose of fulfilling the loans of this case and overdue interest rate of KRW 284,70,700,000,000 for the total amount of loans of this case to the defendant 20,710,0000,0000,0000,0000 won.

Therefore, the Defendant, a joint and several surety, shall be the principal of the instant loan, based on April 3, 2017, to the Plaintiff, a transferee of the instant loan claim, jointly and severally with the Defendant.