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1. The Defendant’s KRW 21,697,668 as well as the Plaintiff’s KRW 5% per annum from August 7, 2014 to October 19, 2016, and thereafter.
Reasons
1. Facts of recognition;
A. The Plaintiff is a person who, from December 2007, operates a singing practice room (hereinafter “instant store”) in the area of 281.9 square meters of the Dong-gu, Chungcheongnam-gu, Chungcheongnam-gu, 2007.
Compensation for total loss compensation for all loss compensation for the limit of the purchase amount of 170,000,000 of the building covered by fire damage: Compensation for total loss compensation for the total loss within the limit of the purchase amount: the purchase amount of insurance at least 80%, the total amount of damage within the limit of the purchase amount of insurance, the amount of damage less than 80%, the amount of damage less than 80% x (including facilities and sound equipment) 120,000,000 goods/ semi-finished goods 1,00,000,000
B. On August 21, 2013, the Plaintiff entered into a fire liability insurance contract with the Defendant with the content that the Plaintiff compensates the entire amount of fire-related buildings, fixtures, goods, and goods within the scope of the insurance coverage amount for each of the instant stores, from August 21, 2013 to August 21, 2016, within the scope of the insurance coverage amount for each of the buildings, fixtures, fixtures, and goods.
(hereinafter “instant insurance contract”). The amount of insurance coverage is as follows:
C. The Plaintiff entered into a fire liability insurance contract with the Defendant in 201 and 2012, and the subscription amount and the subscription period from August 24, 2011 to August 29, 2012, 201, to August 29, 2012, - 200,000 house units from August 29, 2013 - 30,000 sound - - 40,000 house units - - 130,000 house units - - 200,000 house units - 30,000,000 house units - 30,000,000 house units - - 40,000,000 house units - - 40,000,000 house units - - 40,000,000 inside house units - - - 130,000 household units as follows:
(hereinafter referred to as “previous insurance contract”). (d)
On June 7, 2014, at around 00:40 on June 7, 2014, a fire that is unable to identify the cause occurs in the instant store, and the 15 square meters of the instant store’s building, such as waves, audio, ample-, ample-, consignment, and other business goods, etc., and the damage incurred by the instant store’s 289 square meters and business facilities.