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1. The plaintiff's appeal is dismissed.
2. The costs of appeal shall be borne by the Plaintiff.
Purport of claim and appeal
The first instance court.
Reasons
1. Basic facts
A. The Plaintiff is an insurer who has entered into an automobile comprehensive insurance contract including a non-insurance coverage agreement with respect to AWH car (hereinafter “Plaintiff”), and the Defendant is an insurer who has entered into the automobile comprehensive insurance contract with respect to B rocketing car (hereinafter “Defendant vehicle”).
B. At around 14:45 on January 1, 2014, C, while driving the Plaintiff’s vehicle and stopping the vehicle at the front line of the tin-ray located in the outer edge of the Incheon Strengthening Gun, C was trying to move the vehicle to the front line. In order to ensure that the driver’s seat on the front line of the Plaintiff’s vehicle, the driver’s seat on the front line of the Defendant’s vehicle, who was parked on the front line of the Plaintiff’s vehicle, was at the front line, and obtained prior permission from the passenger, and the Plaintiff’s vehicle was parked, and the vehicle was driven by the Defendant’s vehicle, which was parked in front of the Defendant’s vehicle (hereinafter “victim”), caused an serious injury, such as inflicting an injury on the Defendant’s vehicle and EF (hereinafter “victim”).
(hereinafter referred to as “instant accident”). C.
C The special terms and conditions of automobile driving security, which automatically apply according to the non-life insurance contract of the comprehensive automobile insurance contract entered into between the Plaintiff and the Plaintiff, provide that the insurer shall compensate for more than the personal compensation I when the insured suffers damage due to the personal injury or physical accident that occurred while driving another automobile. However, the insured’s “damage caused by an accident in the course of driving another automobile without obtaining the consent of the person who has a legitimate right to use another automobile” is excluded from the scope of compensation.
The Plaintiff’s medical expenses by March 5, 2014, agreed upon in E, KRW 1,604,450, and G’s medical expenses.