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1. The defendant shall pay the following amount to the plaintiff:
(a) 74,882,547 won;
B. For KRW 60,000,000, July 28, 2015
Reasons
1. Basic facts
A. The Defendant borrowed money from the Plaintiff (Provided, That the compensation rate for delay shall be based on the rate determined by the Plaintiff) and did not repay the principal or interest on each of the loans. As of July 27, 2015, the Plaintiff’s loan claim amounting to KRW 66,160,341 in total as indicated below.
대출일자 대출금액 상환일자 이자율 지연배상금율 2015. 7. 27. 당시 대출원리금 잔액 1 2010. 1. 20. 10,000,000원 2014. 1. 20. 연 8% 최고 연 18% 11,294,028원(원금 10,000,000원 지연손해금 등 1,294,028원) 2 2012. 7. 27. 5,000,000원 2015. 7. 27. 연 8.7% 최고 연 18% 5,750,121원(원금 5,000,000원 지연손해금 등 750,121원) 3 2012. 9. 20. 10,000,000원 2015. 9. 20. 연 7.31% 최고 연 18% 11,134,250원(원금 10,000,000원 지연손해금 등 1,134,250원) 4 2013. 5. 13. 5,000,000원 2016. 5. 13. 연 8% 최고 연 18% 5,711,587원(원금 5,000,000원 지연손해금 등 711,587원)) 5 2014. 4. 14. 10,000,000원 2017. 4. 14. 연 7% 최고 연 18% 11,070,307원(원금 10,000,000원 지연손해금 등 1,070,307원) 6 2014. 4. 21. 10,000,000원 2016. 4. 21. 연 4% 연 11% 10,704,124원(원금 10,000,000원 지연손해금 등 704,124원) 7 2014. 4. 21. 10,000,000원 2016. 4. 15. 연 2.4% 연 9.4% 10,495,924원(원금 10,000,000원 지연손해금 등 495,924원) 합계 60,000,000원 66,160,341원(원금 60,000,000원 지연손해금 등 6,160,341원
B. In addition, on November 15, 2007 and January 27, 2014, the Defendant obtained each credit card from the Plaintiff and used each credit card on condition that the card price is paid for the delayed payment calculated at the rate determined by the Plaintiff, and did not pay each credit card price. As of July 27, 2015, the Plaintiff’s credit card payment claim amounted to KRW 8,72,206 (principal principal amount, KRW 1,729,381, including delay damages, etc.).
C. Since July 28, 2015, the Plaintiff’s loan claims apply.