1. Defendant K, with respect to each of the money stated in the Plaintiffs’ claim column as stated in attached Table 1, from August 7, 2018 to the Plaintiffs.

1. Basic facts

A. Defendant L Co., Ltd (hereinafter “L”) is an insurance company that runs an insurance business under the Insurance Business Act. Defendant K served as an insurance solicitor by holding the position of “the head of the team” at the Gayang branch and leap branch of Defendant L.

B. Defendant K explained to the rest of the Plaintiffs except Plaintiff I and J that “any insurance product entered into a five billion won unit. It may receive every month proceeds from the principal paid in addition to the principal and interest guaranteed at maturity.” Defendant K concluded an investment agreement with the Plaintiffs (hereinafter “each of the instant investment agreements”) and received investment money from the Plaintiffs (excluding Plaintiff I and J) with regard to each of the instant investment agreements.

At the time of receiving the investment money, Defendant K provided the Plaintiffs with a forged investment agreement and receipt in the name of the Defendant LA representative director stating that “Defendant L shall not only pay the principal and interest calculated at 2.5% or 5% after the expiration of the investment period, but also pay a certain amount of monthly profit, and the Plaintiffs shall make a false payment of the amount of profit in accordance with the investment agreement and receipt in the name of the Defendant LA representative director.”

The details of the plaintiffs' investment and the details of receipt of earnings are as shown in attached Table 1 "the details of losses caused by investment agreements".

C. The remainder of the Plaintiffs except Plaintiff H concluded an insurance contract with Defendant L via Defendant K (hereinafter “each of the instant insurance contracts”) and accordingly, paid the insurance premium to Defendant L, and terminated the insurance contract and received the refund for termination.

The details are as shown in the attached Table 2 “the details of losses caused by an insurance contract”.

(2) Each of the insurance contracts of this case does not expressly state that Plaintiff H is excluded from the scope of each of the insurance contracts of this case). 【No dispute exists, entry in the evidence Nos. 1 through 6, and No. 8 through 14, and arguments are made.