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(영문) 창원지방법원 2016.10.13 2016고단2555
사기
Text

A defendant shall be punished by imprisonment for one year.

Reasons

Punishment of the crime

In order to stabilize the housing of homeless workers with no special security, the Ministry of Land, Infrastructure and Transport operates a system of loan for the entire house loan of workers who loan at a interest rate lower than the market interest rate if the loan is filed with only certain documents such as a certificate of employment and a statement of salary without any special security and a lease contract.

그러나 근로자 주택전세자금 대출 관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고, 대출브로커들은 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, loan broscers made false employment-related documents and false details related to the lessee, who is the nominal holder of the loan, and made the false documents to the lessee who will perform the lease. The false lessee, as above, submitted documents related to the false employment and the house lease contract to the financial institution, and applied for the worker's house lease loan loan while submitting the house lease contract to the financial institution. The false lessor, who will engage in the lessor's act, committed the crime by applying for the worker house lease loan and receiving the loan, and then divided the loan by dividing the loan.

1. The Defendant committed the crime related to the loan of the fund for the fund for the fund for the fund for the fund for the lease on a house at the Pyeongtaek branch of the Bank of Korea with a loan hub which takes the role of falsely recruiting lessors, C with a false lessee, D with a false lessor, with a loan hub, E, etc. as a false lessor, and conspired to divide it into two parts.

According to the above public offering, the above “E” is false as if the Plaintiff was present at the “F” company in the place of non-displacement around July 2014.

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