A defendant shall be punished by imprisonment for six months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

The Defendant, along with the call center counselors referred to as “B, C, and D, sought low interest loans from many unspecified credit card members, and collected other person’s credit card information, such as card numbers, identification numbers (CVC), passwords, effective period, etc., and attempted to arrange and arrange loans and receive fees equivalent to one to two per cent of the credit card settlement amount, by providing information secured as above from the so-called “credit card holders” who pretend to sell goods to distribute funds.

1. No person who violates the Specialized Credit Financial Business Act shall make a financing, or arrange for it by making a credit card transaction in excess of the actual amount of sales of goods or provision of services, etc. or by making another person do so on his/her behalf;

Nevertheless, in collusion with the above B, etc., at a place where the location is unknown on June 15, 2018, the Defendant: (a) sent a phone to B, “I would give a loan if you would inform the credit card information in possession”; and (b) received information on E’s credit card to E and sent it to E; (c) made 3,99,69,690 won of LG standard-type TV, 6-type 43-type 43-type 43-type 43-type 44% of the credit card settlement amount to purchase goods; and (d) made the remaining 2,640,000 won after deducting 34% of the credit card settlement amount from the date of the deposit as a loan under the name of E account from September 6, 2018; and (e) made a loan to members of credit card holders, as shown in the attached list of crimes, at least 511,568,29-29 won.

Accordingly, the Defendant conspiredd with the above B, etc. to make a financing by trading credit cards or making another person do so by pretending to sell goods or provide services, etc. or in excess of the actual sales amount.

2...