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(영문) 울산지방법원 2013.04.04 2013고정71
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant shall be punished by a fine of KRW 2,000,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

Although a credit service provider registered with the Defendant does not receive interest exceeding 39% per annum in lending money, the Defendant: (a) granted a loan of KRW 12 million,00,000,000,000,000,0000,0000 to B around a bus terminal located in Ulsan-gu, Ulsan-gu; and (b) received 12 million,00,000,000,000,000 won per month; and (c) received 1,50,000,000,000 won before the date of the loan actually becomes one month; and (d) received 1,50,000,000 won as one month interest on KRW 1,2 million,00,000,000 per annum (s) at an annual interest rate of KRW 180,000 (1.5 million / 1.00,000,00).

From around that time to January 20, 2012, the payment of interest exceeding the above limited interest rate was made five times as shown in the annexed crime list, and the payment was made with interest exceeding the limited interest rate.

Summary of Evidence

1. Defendant's legal statement;

1. Statement of each police statement of C, D, B, and E;

1. Each loan transaction agreement;

1. Application of the statutes governing copies of registration certificates for credit business;

1. Article 19 (2) 3 and Article 8 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding facts constituting an offense;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. It is so decided as per Disposition for not less than Article 334(1) of the Criminal Procedure Act.

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