1. The plaintiffs' claims against the defendants are all dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Facts of recognition;

A. The parties concerned are the wife of C who died on February 12, 2013 (hereinafter “the deceased”). The Plaintiff B is the wife of the deceased and the Plaintiff A, and the Defendants are the insurers who concluded an insurance contract with the deceased as the insured.

B. 1) The Deceased and the Plaintiff A, who entered into an insurance contract and entered into the insurance contract, shall be collectively referred to as the “instant insurance contract” with the content that the deceased will pay the death benefit in the event that the deceased dies as listed below (hereinafter referred to as the “instant insurance contract”).

The insurer concluded the insurance contract. The Plaintiff’s life insurance company (the Plaintiff A)’s spouse of Samsung Life Insurance Co., Ltd. (the Deceased’s Representative) D Co., Ltd. (the Deceased’s Spouse) on November 16, 2012, provides that, upon the death of the beneficiary of the insurance policy, the insurer shall pay the insurance proceeds of KRW 200,000,000 Non-Distribution Smart Life Insurance Co., Ltd., Ltd. (the Non-Distribution Smart Life Insurance Co., Ltd., Ltd.) on November 15, 202, to the effect that the Plaintiff would not receive the insurance proceeds of KRW 104,16,670 on November 30, 201; the Plaintiff’s life insurance company (the Non-Life Life Insurance Co., Ltd.) on the part of the Deceased Co., Ltd., Ltd. (the Plaintiff’s life insurance contract) on the part of the Plaintiff, who did not intentionally pay the insurance proceeds of KRW 50,000,000 for late 1200.