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(영문) 대구지방법원 2015.09.18 2014가단9875
채무부존재확인
Text

1. The plaintiff is based on the insurance contract with respect to the insured events listed in the attached list No. 1.

Reasons

1. Determination as to the cause of claim

A. 1) The Plaintiff is an insurance company running non-life insurance business, etc., and is an insurance contract with the Defendant recruited by the insurance solicitor B on August 19, 201 and the same insurance contract as shown in the attached Table 2 (hereinafter “instant insurance contract”).

(1) The terms and conditions incorporated into the content of the instant insurance contract (hereinafter “instant insurance terms and conditions”).

The provisions pertaining to the termination of a contract are as follows. (Effect of Violation of Obligations to Notify) On 23. 23. (23. 23. (Effect of Violation of Obligations to Notify) Company may terminate a contract regardless of the occurrence of damages if the following events occur: ① Where a contractor or an insured person (person insured) violates 21. (B) by intention or gross negligence, and such obligation constitutes an important matter, ② Where the contractor fails to perform his/her obligations to notify after the contract prescribed in 2. (B) with respect to an increase in risk, ② Notwithstanding the foregoing ①, the company may not terminate the contract in any of the following cases. ① When the company knew or fails to know of the fact at the time of the contract by negligence, ② When the company becomes aware of the fact, ② When the company becomes aware of the fact, or when two years (1 year in the case of an insured person (person insured who has undergone health examination) have passed since the date of the contract, ③ When the company provides for the condition of the insured person subject to health examination with basic data, such as a copy of the contract.

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