Defendant shall be punished by a fine of KRW 700,000.

Where the defendant fails to pay the above fine, one hundred thousand won shall be one day.

Punishment of the crime

Where an unregistered credit service provider lends a loan, he/she shall not receive interest exceeding the maximum interest rate provided for in the Interest Limitation Act.

Nevertheless, on January 13, 2012, the Defendant lent KRW 3 million to E at the D cafeteria located in G in Gpopospospospospospospospospospospoingspoingspoingspoingspoingspoingspoingspoingspoingspoingspoingspoingspoingspoingspoingspoingspoing

Accordingly, the Defendant received interest exceeding 30% per annum at the time when the Interest Limitation Act was prescribed.

Summary of Evidence

1. Defendant's legal statement;

1. The police statement concerning F;

1. Report on investigation (teleline examination) (Evidence No. 48 pages);

1. Application of Acts and subordinate statutes to report on investigation (report on the calculation of interest rates);

1. Article 19 (2) 3 and Article 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users concerning criminal facts and the Selection of Punishment;

1. Articles 70 (1) and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;