1. The judgment of the court of first instance is modified as follows.

Attached Form

A list of accidents listed in paragraph (1) of the list shall be listed in attached Form.

(b)the automobile insurance contract (hereinafter referred to as the “instant insurance contract”) with a determination of KRW 500,00,000;

B. Around 22:20 on August 24, 2014, the Defendant: (a) driven the instant car and driven the instant car into a non- packing road near the power plant located in the Geum-dong-dong-dong-gun of the Gyeongnam-do; (b) went to the left by leaving the hond road; and (c) went to the river located in the right direction; and (d) went to the said car (hereinafter “instant accident”).

(c) Of the terms and conditions of the instant insurance contract, the parts relating to the instant accident are as follows: Section 3 of Article 21 (Compensation for Loss) (1) The Insurance Company shall compensate for the loss directly incurred to the insured motor vehicle due to an accident that occurred while the insured owns, uses, or manages the insured motor vehicle within the limit of the purchase price stated in the insurance policy, but shall be compensated within the limit of the insurable value (*1) in accordance with the following guidelines:

(c)1. The insurance proceeds to be paid under Article 24 (Calculation of Insurance Money to be Paid) of the Damage by Intention of the policyholder or the insured shall be calculated as follows:

1. An insurance company is listed in the insurance policy in the sum of the amount of losses incurred by the insured and the “expenses” as follows: