Defendant shall be punished by a fine of 3.5 million won.

If the defendant does not pay the above fine, KRW 100,000.

Punishment of the crime

1. Any person who intends to engage in unregistered loan business shall register with the Mayor/Do Governor having jurisdiction over the relevant place of business by each place of business;

On April 21, 2015, the Defendant provided a loan business in the same manner from October 2014 to May 2015, 2015, without registering with the Mayor/Do governor, by lending KRW 2,00,000 to D, by making a 40,000 per day an agreement to be repaid for 60 days, after deducting advance interest, etc., and by lending KRW 1,88,000,000,000,000 from around eight times to around eight times.

2. The highest interest rate shall not exceed 25% per annum, when a credit service provider who has not filed for registration in violation of the restriction on interest rates lends a loan;

The Defendant violated the interest rate limit by receiving interest rate of 306% per annum while lending money to D at the date, time, and place specified in paragraph 1.

Summary of Evidence

1. Statement by the defendant in court;

1. Application of Acts and subordinate statutes on police statements made to D;

1. Relevant legal provisions of the relevant criminal facts, registration of the selective loan business, etc. of punishment, and Article 19(1)1 and Article 3(1) of the Act on the Protection of Financial Users (the point of operating unregistered loan business), registration of loan business, etc., and Articles 19(2)3 and 11(1) (the point of receiving interest exceeding the interest rate) of the Act on the Protection of Financial Users, and the choice of fines, respectively;

1. The former part of Article 37 of the Criminal Act, and Articles 38 (1) 2 and 50 of the same Act, which aggravated concurrent crimes;

1. Article 70(1) and Article 69(2) of the Criminal Act to attract a workhouse;

1. Article 334 (1) of the Criminal Procedure Act concerning the order of provisional payment;