[Defendant A]

1. Imprisonment with prison labor for a period of three years and six months;

2. The costs of lawsuit shall be borne by the defendant;

[Defendant B]

1. Imprisonment;

Punishment of the crime

Defendant

A and Defendant B are married couples, and Defendant A is engaged in the interior work, and Defendant B is a couple who works as restaurant employee.

Defendant

A has additionally subscribed to six insurance products from October 31, 2005 to January 9, 2006, including the victim’s Postal Insurance Co., Ltd. under the special agreement for the guarantee of hospitalization for more than three days due to illness, disaster, etc., the victim’s purchase of six insurance products; around June 1, 2007, the victim’s Postal Co., Ltd.’s purchase of an insurance contract for more than 3 days of hospitalization; around March 24, 2011, the victim’s Nonghyup Life Insurance Co., Ltd. (U.S.) purchased an additional insurance contract for more than 10 days of hospitalization from July 26, 2005 to October 18, 2005 (U.S.). Defendant B rejected the victim’s non-life insurance contract for more than 6 days of hospitalization in proportion to the victim’s disease and life insurance contract for more than 6 days (3 days of hospitalization in the victim’s life insurance contract).

The Defendants, using the insurance products of the victims to whom the Defendants joined, undergo hospital treatment for diseases that can be sufficiently treated by the patient without having to undergo continuous management and observation for the purpose of receiving insurance money, such as daily allowances for hospitalization, by using the insurance products of the victims, or undergo hospital treatment for a long period of time, even if they were to need hospital treatment, and later, undergo hospital treatment for a long time, and submit insurance money to the victims after receiving documents necessary for receiving the insurance money, such as a certificate of hospitalization and a medical certificate stating