1. The Plaintiff (Counterclaim Defendant)’s agreement on the loan of the purchase fund to the Defendant (Counterclaim Plaintiff) on September 25, 2013.

A principal lawsuit and a counterclaim shall be deemed simultaneously.

1. Facts of recognition;

A. The parties 1) B, together with C, is the Plaintiff’s friendship as a person who operates a secondhand sales company in the name of D. 2) On June 1, 2012, the Defendant, conducting installment financing business, etc., entered into an agreement on business entrustment with F to entrust F with the business of installment financing and general loans and to pay agency fees accordingly. The content of the agreement is the same as the entry of the terms of the business entrustment agreement in attached Form 3.

B. 1) The Plaintiff intended to purchase the sponsed vehicle under the name of the Plaintiff, but asked B to inquire about the sponsed vehicle loan due to temporary payment, who did not have the ability to live in the sponsed vehicle. B received a certificate of personal seal impression, a copy of the driver’s license, a copy of the resident registration, a copy of the resident registration certificate, a certificate of income amount, etc. issued by the Plaintiff, using the above documents, etc. on September 25, 2013, and submitted to the Defendant through F a letter of loan agreement on the sponsed vehicle loan under the name of the Plaintiff that the Plaintiff purchased the sponsed vehicle under the name of the Plaintiff, and the Plaintiff filed an application for the loan on the sponsed vehicle purchase price.

3) On September 26, 2013, the Defendant: (a) pursuant to the foregoing loan agreement, the amount of KRW 15 million to the Plaintiff; (b) interest rate of KRW 25% per annum; (c) interest rate of delay damages; and (d) 24% per annum; and (c) the period of loan shall be 36 months; and (c) on the condition that the principal and interest

(C) The loan was transferred to C through F. The following circumstances: (c) B and C do not use the loan of this case as vehicle purchase price, and used it for personal purposes. At the time of the loan of this case, G Sti-type vehicles, the certificate of automobile transfer was prepared, are owned in the name of the Plaintiff.