Defendant shall be punished by a fine of three million won.

If the defendant does not pay the above fine, KRW 100,000.

Punishment of the crime

No one shall borrow or lend any access medium, or store, deliver or distribute any access medium while receiving, demanding or promising to receive any consideration in using or managing the access medium.

Nevertheless, on February 4, 2016, the Defendant would give a prior payment of KRW 3.5 million with a loan fee if he/she lends a check to a person with low fund performance.

“In receipt of a proposal to the effect that “,” and at least 15:00 on the same day, he sent a physical card connected to the account (B) of the name of the Defendant at a non-place located in Seoul Special Metropolitan City, by using Kwikset service, to lease the approaching media in return for payment.

Summary of Evidence

1. Statement by the defendant in court;

1. Each police statement made to C, D, and E;

1. A copy of bankbook;

1. Application of Acts and subordinate statutes on a petition;

1. Article 49 of the Act applicable to the facts constituting an offense, Article 49 of the Act on Electronic Financial Transactions through which punishment is selected, and Article 6 (3) 1 and Article 6 of the Act on Electronic Financial Transactions through which a fine is selected;

1. Taking into account the following factors: Article 70(1) of the Criminal Act and Article 69(2) of the Criminal Act, which are the first offender for the reason of sentencing; and Article 70(1) and Article 69(2) of the Criminal Act, which reflects the perception of committing