1.The judgment of the first instance shall be modified as follows:

The plaintiff's claim is dismissed.

B. The defendant

In full view of the purport of the argument in Gap evidence Nos. 1 through 5, the Solomon Savings Bank (hereinafter referred to as the " Solomon Savings Bank") set the loans of KRW 17.9 million (No. 1) on November 29, 2010, KRW 4 million on June 24, 2011 to KRW 36 months, interest rate of KRW 26% per annum, interest rate of KRW 38% on June 24, 201, and overdue interest rate of KRW 38%. The defendant lost profits due to delayed repayment of principal and interest. The principal of the first loan remains 5,531,75 won, principal of the second loan remains 2,129,425 won, and Solomon Savings Bank transferred the loan to the plaintiff on March 7, 2013, and notified the defendant of the assignment of the credit on December 20, 2014, and the plaintiff was recognized as having been succeeding to the defendant on May 31, 2015.

Therefore, the plaintiff's claim is dismissed as without merit. The defendant is obligated to pay to the intervenor succeeding to the plaintiff 7,61,180 won and 2,129,425 won with 26% per annum from March 20, 2013 to May 15, 2013, 38% per annum from the next day to the date of full payment, 26% per annum from March 8, 2013 to May 15, 2013, and 38% per annum from the next day to the date of full payment.

The judgment of the first instance court is unfair in conclusion, and it is so modified as above.