1. As to KRW 229,965,139 and KRW 39,414,462 among them, the Defendant shall pay 18% per annum from December 14, 2015 to January 22, 2016, and 20%.

1. Comprehensively taking account of the facts stated in Gap evidence Nos. 1 through 3 and the purport of the whole pleadings, the Daegu Yangyang Savings Bank (hereinafter referred to as the " Daegu Yang Savings Bank") shall: (i) on February 5, 1997, the due date of repayment on February 11, 2001; (ii) interest rate of 13.5% per annum (Provided, That this shall apply, however, to the rate of 0.5% per annum exceeding one year from the date of loan; and (iii) on a rate of 19% per annum; 45 million won per annum; and (iv) on a rate of 19% per annum; (v) on December 26, 1997; (v) on a total of 160 won per annum; (v) the principal and interest interest rate of 160 million won per annum; and (v) on a total of 160 million won and interest interest rate of 160 million won per annum; and (v) the defendant shall be deemed to have given the remaining principal and interest of the loans to the plaintiff. 16.25.

2. Therefore, as a joint and several surety for each of the above loans, the Defendant is obligated to pay to the Plaintiff the total amount of the above principal and interest of the loan (i.e., KRW 160,619,051, KRW 69,931,626) and the amount of KRW 39,414,462, and KRW 20,000,00, which is the principal of the loan, within the scope of the respective agreed delay damages rate, to the Plaintiff within the scope of the respective agreed delay damages for each of the above agreed delay damages for which the original copy of the payment order was served from December 14, 2015 to the day on which the original copy of the payment order was repaid, and each of the damages for delay

3. If so, the plaintiff's claim shall be accepted on the ground of its reasoning, and it is so decided as per Disposition.