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(영문) 광주지방법원 2016.02.04 2014가합58872
보험에관한 소송
Text

1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. The Defendants-related Defendant A married with D on June 21, 1991, but divorced on December 7, 2004, and Defendant B and C are children of Defendant A and D.

B. 1) The Plaintiff and Defendant A, the beneficiary and the insured between the Plaintiff and Defendant A, respectively, are the insurance contracts listed in [Attachment 1] Paragraph (1) of [Attachment 1] on September 6, 2010 (hereinafter “instant Type 1 insurance contracts”).

(B) On December 31, 2010, an insurance contract listed in Attachment 1 List 2 (hereinafter “instant 2 insurance contract”) (hereinafter “instant 2 insurance contract”).

2) The Plaintiff and Defendant B entered into an insurance contract on November 29, 2010 (hereinafter “instant 3 insurance contract”) with the Plaintiff as the insured and beneficiary, respectively, and on December 9, 2010, the Plaintiff and Defendant B concluded the instant 4 insurance contract (hereinafter “instant 4 insurance contract”).

3) On November 29, 2010, the Plaintiff and Defendant CA concluded an insurance contract indicated in [Attachment 1 List 5] with Defendant C as the insured and beneficiary. The policyholder of the instant insurance contract was changed from Defendant A to D on October 15, 2013, and was changed to Defendant C again on March 6, 2015.

B) On December 8, 2010, Defendant C with himself as the insured and beneficiary between the Plaintiff and the Plaintiff, and as indicated in [Attachment 1] Paragraph 6 of the attached Table 1 (hereinafter “instant 6 insurance contract”).

4) Each of the instant insurance contracts is a guaranteed insurance that guarantees the cost of injury, disease, hospitalization, etc., as the nature of the instant insurance contracts (hereinafter “each of the instant insurance contracts”).

C. The occurrence of the insured events and the Plaintiff’s insurance proceeds 1) Defendant A was hospitalized at E Hospital for 14 days on January 28, 201, at the E Hospital due to the bend salt base on January 28, 201, and the details of Attached 2-1 hospitalized treatment (as indicated in Defendant A, from January 28, 201 to December 15, 201) in each hospital for 255 days.

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