Defendants shall be punished by a fine of two million won.

The Defendants did not pay each of the above fines.

Punishment of the crime

1. In using and managing the means of access, no person who is a defendant shall demand, receive, and promise to make compensation, receive, and keep, deliver, and distribute the means of access, unless otherwise provided for in any other Act;

Nevertheless, on January 2020, the Defendant: (a) received the phone call from a person without a name, who assumes the position of “C Bank” staff; (b) believed that “A loan up to KRW 15 million is possible, and if the details of transactions are insufficient, it would make a loan if you send the D Association Postal Card; and (c) sent the Postal Card; (d) however, the Defendant could not make the Dormant Account with the Dormant Account.

On January 8, 2020, at around 14:00, the Defendant believed that he would bring another person’s card to a “C Bank,” and made this talk to Defendant B, the Defendant her friendly Defendant her friendly Defendant B her talked with a physical card connected to Defendant B’s D Association (E) account with a paper with which he stated the password in the document envelope, and put it into the Kwik-ro 26-ro 14:0, Seongbuk-gu 1, 26-dong community service center prior to Kwik-ro 2, 2020.

Accordingly, the Defendant obtained a loan, and transferred it by borrowing another person's physical card.

2. In using and managing the means of access, no defendant B shall transfer or acquire the means of access to any third person unless otherwise specifically provided for in any other Act;

On January 8, 2020, the Defendant, like the foregoing paragraph (1) of the same Article, was asked by Defendant A to borrow a check from “C Bank” and was unable to create a physical card to create details of transactions, and received a request from Defendant A to lend the check card.

On January 8, 2020, at around 14:00, the Defendant sent a physical card connected to his DDR (E) account to the Defendant as set out in the above Paragraph 1, and sent it to Kwikset delivery along with a paper in which the password is written.

In this respect.