A defendant shall be punished by imprisonment with prison labor for not more than ten months.

except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. On August 2014, the Defendant violated the Act on the Registration of Credit Business, etc. and Protection of Financial Users (hereinafter “FF”) decided to engage in credit business without registering with the competent authorities together with C, which is a shipbuilding of Chinese nationality, and, without registering with the competent authorities, to the E hotelF in Gwangjin-gu Seoul Special Metropolitan City.

The defendant served as a role in raising funds to Chinese people, and C conspired to play a role in soliciting Chinese people who will borrow money from the casino.

Any person who intends to engage in unregistered credit business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Special Self-Governing City Mayor, Do Governor, or Special Self-Governing Province Governor,

Nevertheless, the Defendant, along with C on August 19, 2014, from around 23:00 to August 20, 2014, from around 02:00 to around 02:00, as well as from August 20, 2014, lent KRW 16 million to the victim G (the age of 43) who is the ship of Chinese nationality, and paid KRW 20 million including interest KRW 4 million within three days.

Accordingly, the Defendant conspiredd with C to engage in credit business without being registered with the competent authorities.

(b) If a unregistered credit service provider that has not received an excess of the interest rate makes a loan, it shall not receive interest exceeding 25% per annum, which is the interest rate determined by the Presidential Decree under the Interest Limitation Act;

Nevertheless, the Defendant, along with C, lent KRW 16 million to the said G at the time and place described in the foregoing paragraph, and received KRW 16 million as principal from G’s friendship H around August 2014, and received interest at an annual interest rate of KRW 94% on October 2014, respectively.

Accordingly, the Defendant, in collusion with C, received interest exceeding 25% per annum as an unregistered credit service provider.

2. On August 20, 2014, the Defendant violated the Punishment of Violences, etc. Act (joint confinement) together with two persons who were killed and wounded in name C and E hotelF located in Gwangjin-gu Seoul Special Metropolitan City around 03:11.