1. The Defendants are jointly and severally liable to the Plaintiff for KRW 44,018,00 and as to the Defendant B from January 1, 2013 to January 1, 2015.

1. The Defendant C, the spouse of Defendant C, and the Defendant B operated the 2012 system. The Plaintiff was a member of the said system.

The Plaintiff continued to pay the deposit amount and received KRW 49,018,000,00, which is due on December 31, 2012.

However, Defendant B and D did not pay only KRW 5 million out of KRW 49,018,00 to the Plaintiff, and did not pay the remainder KRW 44,018,00 to the Plaintiff.

As the Plaintiff urged Defendant B and D to pay the remainder of KRW 44,018,00, Defendant C jointly and severally guaranteed Defendant B and D’s remainder of KRW 44,018,00.

However, the defendants still have not paid the remaining amount of KRW 44,018,000.

2. Judgment made by deemed confession (Article 208 (3) 2 of the Civil Procedure Act).