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1. The Defendant’s KRW 126,771,93 up to the limit of KRW 144,00,000 and KRW 124,319,661 among the Plaintiff and the Plaintiff’s KRW 23,05.
Reasons
1. Following the facts of recognition may be acknowledged either in dispute between the parties or in full view of the respective entries and arguments in Gap evidence 1 to 9.
B On June 27, 2013, B entered into a loan agreement (hereinafter “instant loan”) with a new bank (hereinafter “new bank”) setting forth a loan as a new loan guarantee loan for the subject of the loan, as of July 12, 2013, the loan limit of KRW 120,000,000 (hereinafter “instant loan”).
B. On June 26, 2013, Kimpo-si, Kimpo-si, 106, 1203, which was owned by the Defendant, entered into a lease contract with the maximum amount of KRW 150,00,000,000 for the lease deposit, and on the same day, the new bank set up a pledge (hereinafter “instant pledge”) on the claim for the refund of the lease deposit (hereinafter “instant pledge”) with the maximum amount of KRW 144,00,000 for the purpose of securing the instant loan, and the new bank notified the Defendant of the establishment of the pledge on July 5, 2013.
C. On July 12, 2013, between B and B, the Plaintiff entered into a personal financial credit insurance contract (hereinafter “instant guarantee insurance contract”) with the insured new bank, insurance amount of KRW 132,00,000 (110% of the loan amount), and the insurance period of July 12, 2013 to July 11, 2015 (hereinafter “instant guarantee insurance contract”), and issued the guaranty insurance policy, and B was loaned as a new bank.
On February 11, 2015, the Plaintiff: (a) caused an insurance accident on July 24, 2015 due to default on loans to a new bank; (b) paid KRW 124,319,661 to a new bank as insurance proceeds; and (c) received the instant pledge from a new bank; and (d) on October 17, 2015, the duplicate of the instant complaint was attached to the notification of assignment of claims to the Defendant of the new bank, and served the Defendant with the notification of assignment of claims to the Plaintiff of the new bank, thereby reaching the Defendant.
E. Meanwhile, this case.