A defendant shall be punished by imprisonment for six months.

However, the execution of the above punishment shall be suspended for two years from the date of the final judgment.

Punishment of the crime

Any person who intends to run a credit business shall register his/her business with the competent administrative agency, and shall not advertise his/her credit business, other than the registered credit service provider, while the unregistered credit service provider, etc. provides a loan to it, the interest rate shall not exceed 30 percent per annum.

Nevertheless, the Defendant did not register with the Ycheon-gun Office, the permanent resident viewing, and the Yancheon-gun Office, etc., which is the competent administrative agency, and advertised by spraying the former part of the “Bday Loan” on October 1, 2012 from around to January 11, 2013, which entered the Yancheon-gun, the Yancheon-gun, the Yancheon-gun, the Yan-gun, the Yan-gun, and the Yancheon-gun, the Defendant reported it. On October 8, 2012, the Defendant provided a credit business with the interest of KRW 60,000 per annum, including the interest and the principal, and provided a credit business with interest of KRW 225.7% per annum on a daily basis.

In addition, the Defendant loaned a total of KRW 92,50,000 over 38 times during the period from around that time to January 8, 2013, as described in the attached list of crimes, and received interest exceeding the statutory interest rate while running credit business by receiving the principal and interest from the aforementioned interest rate.

Summary of Evidence

1. Defendant's legal statement;

1. Application of Acts and subordinate statutes on details of financial transactions, advertising complexes and photographs, records of seizure, list of seizure, copies of pocketbooks, and copies thereof;

1. Article 19 (1) 1 and Article 3 (1) of the Act on Registration of Credit Business, etc. and Protection of Users, Article 19 (1) 3 and Article 9-2 (1) of the Act on Registration of Credit Business, etc. and Protection of Users, Article 19 (1) 3 of the Act on Registration of Credit Business, etc. and Protection of Users, Article 19 (2) 3 and Article 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Users, Article 19 (2) 3 and Article 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Users, including the selection of punishment, shall be punished by imprisonment;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Article 62(1) of the Criminal Act: