Defendant shall be punished by a fine of one million won.

If the defendant fails to pay the above fine, 50,000 won shall be one day.

Punishment of the crime

Any person who intends to operate a credit business shall register with the Mayor/Do governor, and when an unregistered credit service provider lends a loan, the amount may not exceed 39/100 per annum, which is the rate prescribed by the Presidential Decree.

Nevertheless, the Defendant loaned 5,00,000 won to F in the second Eda of the second floor, next to the D Pharmacy located in Jongno-gu Seoul Metropolitan Government on January 2013, 2013, and operated unregistered credit business by receiving interest from the Mayor/Do governor without being registered with the Mayor/Do governor and receiving interest exceeding the interest rate prescribed by the Presidential Decree for 90 days due to repayment conditions of 10,000 per day interest rate of 225.7% per day.

Summary of Evidence

1. Court statement of the defendant (the second trial date);

1. The police statement concerning F;

1. Investigation reports (Binding of statements of transactions with interest payment);

1. Application of statutes, such as a certificate of cash custody;

1. Article 19 (1) 1 and Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts, Article 19 (1) 1 of the Act on the Registration of Unregistered Credit Business, etc. and Protection of Finance Users, Articles 19 (2) 3 and 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, and Selection of fines;

1. The former part of Article 37 of the Criminal Act, Articles 38 (1) 2 and 50 of the same Act to increase concurrent crimes;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;