1. The judgment of the court of first instance is modified as follows.

Defendant B Medical Consumer Cooperatives and Defendant C shall be the Plaintiff.

1. Basic facts

A. The Plaintiff’s money lending and repayment 1) Defendant B medical consumer cooperatives (hereinafter “Defendant B medical consumer cooperatives”).

(2) On March 18, 201, the Plaintiff: (a) on March 18, 201, the Defendant C operated the G Hospital as a juristic person for the establishment and operation of the joint use facilities necessary for medical health activities; (b) on the part of the Defendant Cooperative, the director with the power of representation of the Defendant Cooperative; and (c) on March 18, 201, the Plaintiff leased KRW 200 million to the Defendant Cooperative as interest monthly; (d) on May 18, 2011, the due date for repayment was determined and lent (hereinafter “instant loan”); and (e) Defendant D jointly and severally guaranteed the instant loan obligations against the Plaintiff of

3. On December 1, 2011, the Defendant Cooperative repaid the principal of KRW 150 million among the instant loans, and thereafter, the Plaintiff paid the Defendant KRW 60 million on January 30, 2012, and the same year.

2. 50 million won, per year;

3.2.2.2.20 million won additionally loaned KRW 130 million.

(4) The Defendant Union repaid KRW 80,000,000 as the principal of the instant loan and the instant additional loan, and KRW 50,000,000 as the principal of the loan and the instant additional loan, and KRW 20,000,000,000 on July 30, 2012, and KRW 10,000 on January 30, 2013. From May 18, 2011 to June 18, 2013, the Defendant Union paid KRW 69,65,000,00 in total as the interest of the instant loan and the additional loan, separate from the principal repayment. (B) On May 14, 2013, Defendant C, the representative of the Defendant Union, prepared and issued the loan certificate (hereinafter “instant loan certificate”).

The defendant association of the debtor of the loan certificate shall borrow the following KRW 100 million to the creditor association:

1. Amount borrowed: 10 million won;

2. The loan period: By June 18, 2013.

3. Conditions of security: A right to claim medical expenses from the National Health Insurance Corporation of a defendant cooperative.

4. Interest and interest for delay: 2% per month and this Arrangement shall be the creditor of the certificate of loan dated March 18, 201, the plaintiff, the debtor association, and the defendant association.