A defendant shall be punished by imprisonment for one year.

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. A person who intends to engage in loan business or loan brokerage business due to loan business without registration and violation of the Act on the Protection of Financial Users shall register the relevant place of business with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor, or Special Self-Governing Province branch having jurisdiction over the relevant place of business. However, the Defendant, on January 20, 2013, loaned KRW 3,000,000 to C, 2.7 million, excluding the prior interest and KRW 300,000,000,000,000 to C, as shown in the attached crime list 1 re-affort sheet.

In this respect, the defendant did not register with the competent authorities and did the lending business.

2. A registered credit service provider who violated the Act on the Registration of Side Business, etc. and Protection of Financial Users due to Violation of Interest Rate Restrictions cannot lend a loan to an individual or a small corporation at a rate not exceeding the rate prescribed by Presidential Decree within 30/100 per annum. As stated in the above paragraph (1) above, Defendant 1 was paid interest exceeding the interest rate of 300,000 won after one month when lending 2.7 million won to C, and was paid by C, etc. as in the case of the annexed crime list 2.

Accordingly, the Defendant violated the interest rate limitation in lending to individuals.

3. The collection of claims in violation of the Fair Debt Collection Practices Act may not assault, threaten, arrest or detain the debtor or his related person in connection with the collection of claims, or use the fraudulent scheme or force against him. On November 16, 2016, the defendant stated that the victim C (the 42-year-old age-old age-old), "I am out of the inside," at each jum apartment in the Seo-gu, Seo-gu, Seo-gu, Seo-gu, Seo-gu, Seo-gu, Seo-gu, Seo-gu, Seo-gu."

In this year, when the State is bad, it has been sold. It has been detained.

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