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1. The instant lawsuit shall be dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. From December 30, 2008 to October 30, 2012, the Plaintiff, B, and C entered into an insurance contract with the Defendant as the insured as the insured and the beneficiary as indicated in the attached Table 1 (hereinafter collectively referred to as the “instant insurance contract”). In the context of each insurance contract, the Plaintiff entered into an insurance contract with the Defendant as the insured and beneficiary, and the Plaintiff entered into a contract with the Plaintiff as indicated in the attached Table 1 ( collectively referred to as the “instant insurance contract”).
The first day of insurance period is the date of conclusion of insurance contracts.
B. The contents of the terms and conditions related to the coverage of the insurance contract of this case are as shown in the attached Table 2, and the contents of the disability classification table are as listed in the attached Table 3, which are common matters to the insurance contract of this case.
According to the 1, 2, 3, 4 and 5 insurance contracts, if the insured has a disability equivalent to not less than 80% of the payment rate set forth in the disability classification table due to a traffic accident, the insured amount if the insured had a disability equivalent to less than 80%, and if there is a disability equivalent to less than 80%, the insured amount if the insured has a disability, the insured amount and the amount calculated by multiplying the amount of insurance coverage by the payment rate set forth in the disability classification table shall be paid to the beneficiary as insurance money.
On the other hand, in the case of a 1 insurance contract, if the insured has a disability equivalent to at least 80% of the payment rate set forth in the disability classification table due to traffic accident, the disability pension after traffic injury and the income compensation fund pension are guaranteed as each injury security which are paid for 10 years.
C. On December 9, 2012, the Plaintiff was involved in an insurance accident, and around 01:36, 201, the Plaintiff was at issue, “A traffic accident where a vehicle sleeped in a snow path before the office of management of the State forest in Yong-gun, Young-gun, Young-gun.”