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1. From July 31, 2014 to the Plaintiff regarding KRW 7,782,214 and KRW 5,045,647 among the judgments of the first instance court.
Reasons
1. Basic facts
A. The Defendant, Busan Bank, Inc. (hereinafter “Insan Bank”), Inc. (hereinafter “Insan Bank”), and the transfer of credit card bills.
B) On August 22, 200, the personal credit card membership agreement was concluded on August 30, 200, and each credit card was used on August 30, 200, and the obligation of using the credit card was overdue. 2) Accordingly, the Busan Bank applied for the payment order against the defendant to the defendant to the Changwon District Court Kimhae-si Court 2006 tea168, and applied for the payment order against the defendant to the defendant to pay the above credit card user fee obligation on January 18, 2006. "The defendant shall pay to the Busan Bank the amount of 10,303,795 won and the amount of 5,965,849 won from January 6, 2006 to the full payment order (hereinafter "the payment order of this case"). The above payment order became final and conclusive on February 3, 2006.
3) On June 21, 2013, the Busan Bank transferred the credit card user fee claim to the Plaintiff. The Plaintiff was delegated with the authority to notify the transfer of the credit card by the Busan Bank and notified the Defendant of the said transfer on June 23, 2014. (b) The occurrence and transfer of the loan obligation; (b) the Defendant was determined as loans from the Kimhae Agricultural Cooperative (hereinafter “Seoul Agricultural Cooperative”); (1) the interest rate of KRW 10,000 on November 21, 200; (1) the interest rate of KRW 10% per annum; (17% per annum; (2) the expiration date of the loan as of November 21, 2002; and (3) the Plaintiff received each of the loans with the interest rate of KRW 10.7% per annum; 17% per annum; and (1) the expiration date of the loan as of December 31, 2003.
2) On June 28, 2013, Kimhae Agricultural Co., Ltd. transferred the above loan claims to the Plaintiff, and the Plaintiff was delegated with the power to notify the assignment of claims from Kimhae Agricultural Co., Ltd. and notified the Defendant of the above transfer on June 23, 2014. (c) As of July 30, 2014, the Defendant’s debt amount and overdue interest rate 1) KRW 7,782,214 (i.e., the balance of the credit card usage payment obligation (i., the principal interest of KRW 5,045,647 overdue interest of KRW 2,736,567) and the balance of the above loan obligation amount of KRW 11,159,019 = Principal interest of KRW 4,876,276 overdue interest of KRW 6,282