1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. The plaintiff asserts that, around 2003, the defendant's claim was extinguished due to the completion of prescription, as a joint and several surety who jointly and severally guaranteed B's debt at the time of receipt of card theory from Samsung Card Co., Ltd. (hereinafter "Co., Ltd. omitted).

As to this, the defendant who acquired Samsung Card’s claim against Samsung Card and the plaintiff, exercised his right to file an application for payment order against Samsung, the principal debtor, and thus, the prescription against the plaintiff was suspended.

2. The fact of recognition: (a) on March 7, 2003, B borrowed KRW 10,540,000 from Samsung Card at the interest rate of KRW 19.2% per annum; (b) at the handling rate of 3% per annum; and (c) at the overdue interest rate of 24% per annum (the Plaintiff’s joint and several surety for the obligations of Samsung Card.

(2) The first credit card loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan loan

(5) The defendant shall pay the acquisition amount (which shall be deemed to be the amount calculated according to the principal's 11,981,900 and the second card theory) against the plaintiff.