The defendant's appeal is dismissed.

1. The main point of the grounds for appeal is that the lower court’s punishment (two million won of fine) is too unreasonable.

2. The determination of the insurance fraud crime of this case is a malicious crime planned in advance and using intelligent deceptions, and its nature is very poor. Insurance fraud is ultimately subject to damage to a good insured, and social harm is serious, and it is not easy to disclose it even in the situation where the crime continues to increase. In full view of all circumstances such as the Defendant’s age, character and conduct, the circumstances of participation in the crime and the number of participation in the crime, the amount of fraud, and the circumstances before and after the crime, the lower court’s punishment is not unreasonable. Therefore, the Defendant’s assertion is rejected.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act since it is without merit. It is so decided as per Disposition.