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1. It does not exist the plaintiff's obligation to pay insurance money to the defendant based on the insurance contract as shown in the attached Table 1.
Reasons
1. Facts of recognition;
A. On June 18, 2009, the Plaintiff is an insurer who entered into an insurance contract with the Defendant as the insured and B as the policyholder on June 18, 2009 (hereinafter “instant insurance contract”).
The provisions related to the duty to notify the whole contract of the insurance contract of this case are as shown in attached Form 2.
(2) On January 1, 2012, the Defendant was asked for suspicion of liver cancer at the Seoul National University Hospital. On February 12, 2012, the Defendant was hospitalized in the National University Hospital and was diagnosed as a result of the examination.
Under the insurance contract of this case, the Defendant thereafter claimed KRW 12,94,480,00 as the insurance money, the sum of KRW 12,99,480 as the medical expenses for hospitalization, KRW 2,674,480 as the medical expenses for disease patients, and KRW 320,00 as the insurance money.
(b) Contents to be included in the mandatory details to be notified before the contract; 1. Where a medical doctor has received a diagnosis through a medical examination or examination within the last three months, or where the result of the diagnosis, hospitalization, surgery, or medication was found to have been taken;
3. If a person undergoes a medical examination and examination from a doctor within the recent five years, and receives, or continues to receive, hospitalization, surgery, close inspection (mental examination, radiological examination, etc.), for at least seven days, or if the person was administered for at least 30 days;
4. During the last five years, the following diseases were diagnosed by a physician through a medical examination or examination, or undergo a close medical examination of a medical treatment and a close examination of a medical treatment and medication operation, and the following conditions were found to have been found to have been discovered:
C. On July 22, 2004, as of July 22, 2004, as of July 24, 2005, the Chestestest PA (Refication), Liver, GB, Pancs, SONO (Interfication) on July 1, 2005, the AFP test (AFP), and Chest test.